Terms and Conditions

1. About the Service

Newcomm Invest provides AI-assisted analysis, educational content, and informational tools intended to help passive, UK-based investors better understand risk factors, portfolio structures, and market considerations. The Service is provided for general informational purposes only.

Nothing on this website constitutes financial, investment, tax, or legal advice, and no part of the Service should be relied upon as a recommendation to buy, sell, or hold any financial instrument. Newcomm Invest is not a regulated financial adviser unless expressly stated otherwise, and users should seek independent professional advice before making investment decisions.

2. Eligibility

By using the Service, you confirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. The Service is intended primarily for individuals based in the United Kingdom; use from other jurisdictions is permitted but remains subject to local laws for which Newcomm Invest accepts no responsibility.

3. No Investment Advice or Guarantee

All analysis, outputs, scores, or reports generated through the Service are produced using automated and/or AI-assisted methods and are provided "as is" without warranty of accuracy, completeness, or suitability for any particular purpose. Past performance, modelling, or risk assessments do not guarantee future results. Investment values can go down as well as up, and you may get back less than you invest.

Newcomm Invest makes no representation that any analysis is free from error, bias, or omission, and disclaims any liability for decisions made in reliance on the Service.

4. Account Registration and Security

Where the Service requires you to create an account or submit information via a form, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Service to: (a) violate any applicable law or regulation; (b) reverse-engineer, scrape, or extract underlying models or data without authorisation; (c) misrepresent your identity or affiliation; (d) interfere with the operation, security, or integrity of the Service; or (e) use the Service to build a competing product without prior written consent.

6. Intellectual Property

All content, design elements, text, graphics, software, and underlying methodology associated with the Service are the property of Newcomm Invest or its licensors and are protected by applicable intellectual property laws. You may access and use the Service for personal, non-commercial purposes only, and may not reproduce, distribute, or create derivative works without prior written permission.

7. Third-Party Links and Services

The Service may reference or link to third-party websites, data sources, or tools. Newcomm Invest does not control and is not responsible for the content, accuracy, or availability of any third-party resources, and inclusion of such links does not imply endorsement.

8. Limitation of Liability

To the fullest extent permitted by law, Newcomm Invest and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

Where liability cannot be excluded under applicable law, Newcomm Invest's total liability shall be limited to the minimum extent permitted.

9. Disclaimers

The Service is provided on an "as available" and "as is" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Newcomm Invest does not warrant that the Service will be uninterrupted, secure, or error-free.

10. Termination

Newcomm Invest reserves the right to suspend or terminate access to the Service, in whole or in part, at any time and without notice, for any reason, including suspected violation of these Terms.

11. Changes to These Terms

These Terms may be updated from time to time to reflect changes in the Service, legal requirements, or operational practices. Continued use of the Service following any changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

12. Governing Law

These Terms are intended to be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles, subject to final confirmation appropriate to Newcomm Invest's registered operations.

13. Contact

Questions regarding these Terms can be directed via the contact channels provided on our Contact page.